home address in the Netherlands. The citizen service number (BSN) is a unique personal number allocated to everyone registered in the Municipal Personal Records Database. The citizen service number is recorded on passports, driving licences and identity cards and is required to receive a salary or to open a bank account at a Dutch bank. The citizen service number replaced the old social security and tax number (SoFi number) but consists of the same digits. People with a SoFi number who are not registered in the Municipal Personal Records Database will still have this number. www.government.nl/issues/identification-documents/ the-citizen-service-number APPLYING FOR A DIGID DigiD stands for Digital Identity and is needed for tax purposes. A DigiD allows users to access a great number of online services offered by Dutch government agencies. DigiD is only available to people who are registered in a Dutch municipality and have a BSN number (citizen service number). Apply for a DigiD at: www.digid.nl/english SETTING UP A LOCAL BANk ACCOUNT You are free to open an account at any bank you wish in the Netherlands. however, international employees, PhD candidates and guests of VU University Amsterdam generally have an account at ABN AMRO Bank. You can make an appointment to set up an account at this bank by calling 0900-0024 or going to a local branch office. International employees and PhD candidates need to show a valid passport at the bank as well as a copy of your employment contract with VU University Amsterdam. Guests need to show a valid passport and a declaration of courtesy privileges from VU University Amsterdam. You must also be able to provide proof of your Dutch address, such as a copy of the rental agreement or a utility bill. Furthermore, you must provide the bank with your citizen service number within four weeks. ARRANGING INSURANCE Health insurance (obligatory) If you are a resident of the Netherlands, you are obliged by Dutch law to take out Dutch health insurance even if you are already insured back home. This ensures that every person is protected against the financial risks of illness and hospital admission. You are free to chose your own health insurer (zorgverzekeraar) offering the basic package (basisverzekering) and are allowed to change insurers once a year. To register for health insurance you will require a citizen service number (BSN). Please note: If you are not covered by Dutch health insurance, you risk being fined and billed retroactively for the months you were not insured. www.iamsterdam.com/en/living/familyandhealth/ health-insurance Collective health insurance via VU University Amsterdam • International employees and PhD candidates of VU University Amsterdam can take out health insurance from any Dutch health insurance company. however, the university has a group contract with Agis and it is therefore advisable to take out health insurance with this company. You can arrange this on the basis of an official decision of the Dutch Immigration and Naturalisation Service (IND) and with your citizen service number. You will also need to show a copy of your actual residence permit within four months, otherwise you will be fined. Information: www.agiscollectief.nl/vu • International guests of VU University Amsterdam can only take out health insurance with a private firm such as Lippmann/Meeus or AON. www.euraxess.nl Personal Liability Insurance (Aansprakelijkheidsverzekering voor Particulieren, AVP) In the Netherlands, you are legally liable if someone suffers damage due to a mistake made or an accident caused by you. This means you must compensate the other party for the damage suffered. Personal Liability Insurance (AVP) protects you against this. AVP covers almost all damage for which you, as a private individual, can be held liable, regardless of how the incident in question occurred. The cost of damages can be quite NICE TO MEET YOU @ VU UNIVERSITY AMSTERDAM 22 Pagina 21

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